1. Acceptance of These Terms

This website, online course platform, digital product platform, checkout pages, email communications, and related online materials are owned or operated by Echelon X Academy LLC, doing business as Echelon X Academy ("Echelon X Academy," "Company," "we," "us," or "our"). By accessing or using our website, purchasing a course or digital product, creating an account, accessing course materials, downloading resources, or interacting with our content, you agree to be bound by these Terms & Conditions ("Terms"), our Privacy Policy, Refund Policy, and any additional written terms that apply to a specific course, product, offer, payment plan, membership, or promotion. If you do not agree with these Terms, do not use our website, purchase our products, access our courses, or use our materials. Echelon X Academy LLC is an Iowa limited liability company. The Company may operate, manage, or conduct business activities from New York and may serve customers in multiple U.S. states and other locations.

 2. Changes to These Terms

We may update, revise, or replace these Terms at any time by posting the updated version on our website or course platform. The updated Terms will be effective when posted unless otherwise stated. Your continued use of the website, courses, digital products, or materials after changes are posted means you accept the updated Terms.

 3. Eligibility and Age Requirements

You must be at least 18 years old, or the age of legal majority in your jurisdiction, to purchase any Echelon X Academy course, digital product, membership, subscription, payment plan, or related offering. Our website, courses, digital products, and materials are not directed to children under the age of 13. Children under 13 may not purchase products, register for an account, create a membership, access the course platform, or use our website or courses. Echelon X Academy LLC - Terms & Conditions Draft Some Echelon X Academy materials may discuss parenting, child development, family-related education, or similar topics. Such materials are intended for adult parents, guardians, educators, or adult users only, not for children under 13. 

4. Courses, Digital Products, and Online Access

Echelon X Academy sells digital products, online courses, educational materials, downloadable resources, meditations, audio materials, videos, written materials, bonuses, and related online content. Courses and digital products may be hosted, delivered, or managed through a third-party course hosting platform, checkout provider, email service provider, payment processor, file delivery system, or other technology provider. We are not responsible for outages, interruptions, limitations, or changes caused by third-party platforms, but we will make reasonable efforts to assist customers with access issues when practical. Course descriptions, sales pages, checkout pages, and promotional materials may include specific details about a product, including access timing, included materials, bonuses, price, refund period, and delivery method. If a specific offer includes additional written terms, those terms are incorporated into these Terms.

 5. Account Registration and Security

To access certain courses or digital products, you may need to create an account or receive login credentials. You agree to provide true, accurate, current, and complete information and to keep your account information updated. You are responsible for maintaining the confidentiality of your username, password, login links, and account access. You are responsible for all activity that occurs under your account, whether authorized by you or not. You agree to notify us promptly at [email protected] if you believe your account has been accessed without authorization or if your login credentials have been compromised.

 6. Individual Use, Account Monitoring, and Prohibited Sharing

Each purchase is for one individual user only. One purchase equals one individual user license. You may not share, sell, transfer, sublicense, lend, publish, upload, copy, distribute, teach from, reproduce, or otherwise provide access to your course account, login credentials, videos, audio files, PDFs, workbooks, meditations, exercises, downloads, bonuses, or other Echelon X Academy materials to any other person or entity. You may not use one purchase for group use, classroom use, workplace training, client work, coaching programs, consulting services, paid groups, unpaid groups, family sharing, public distribution, or any commercial use unless we give you express written permission. To protect our intellectual property, prevent unauthorized sharing, and maintain platform security, we may monitor and store account activity, login behavior, IP address information, device information, access patterns, download activity, and other technical indicators of misuse, subject to our Privacy Policy. Echelon X Academy LLC - Terms & Conditions Draft If we believe that your account has been shared, transferred, copied, accessed by unauthorized users, used from suspicious locations, or otherwise misused, we may suspend or terminate your access without refund. 

7. Purchases, Payment, and Authorization

You agree to be financially responsible for all purchases made by you or through your account, payment method, device, or login credentials. By submitting payment information, you represent and warrant that you are authorized to use the payment method provided and that the payment information is accurate. You authorize us and our third-party payment processors to charge your payment method for the amounts shown at checkout, including applicable taxes, fees, payment plan installments, subscription charges, or other authorized amounts. At this time, certain offers may be sold as one-time payments. In the future, we may offer payment plans, subscriptions, memberships, VIP programs, recurring billing, or other purchase structures. Any payment plan, subscription, membership, or recurring billing offer will be subject to the written terms presented at the time of purchase. If a payment fails, is declined, is reversed, or is not completed, we may suspend or terminate access to the related course, digital product, membership, subscription, bonuses, or materials. 

8. Refunds and 14-Day Guarantee

Unless otherwise stated at the time of purchase, Echelon X Academy offers a 14-day money-back guarantee for paid courses and digital products. The 14-day period begins on the date the customer receives access to the purchased course or digital product, not necessarily the date of purchase. This guarantee applies to standard purchases, full-price purchases, pre-sale purchases, founder’s access offers, and similar promotional access offers, unless a different written refund policy is clearly stated at the time of purchase. The 14-day guarantee is available to customers worldwide, but all purchases, refunds, access terms, disputes, and related matters are governed by these Terms and the laws of the State of Iowa, United States, except where applicable law requires otherwise. To request a refund, you must contact us at [email protected] within the 14-day guarantee period. Please include the email address used for purchase, the product purchased, and a brief request for refund. If a refund is granted, your access to the course, digital product, bonuses, community areas, and related materials may be removed or terminated. Refunds may be returned to the original payment method and may be subject to processing timelines controlled by the payment processor or financial institution. Nothing in this section limits any rights you may have under applicable consumer protection laws. Echelon X Academy LLC - Terms & Conditions Draft 

9. Chargebacks and Payment Disputes

If you have a concern about a purchase, access issue, billing issue, duplicate charge, or refund request, you agree to contact us first at [email protected] so that we have a reasonable opportunity to resolve the issue. If you initiate a chargeback, payment dispute, reversal, or similar claim with your bank, card issuer, or payment provider without first contacting Echelon X Academy during the 14-day guarantee period, we may suspend or terminate your account and course access while the dispute is reviewed. If the payment is reversed, refunded, or no longer settled, your access may be permanently terminated. If you initiate a chargeback, payment dispute, reversal, or similar claim after the 14-day guarantee period has expired, we reserve the right to terminate your account and access to all related courses and digital materials. We may also submit evidence to the payment processor, bank, or card issuer, including proof of purchase, course access delivery, login records, IP address information, account activity, communications, refund policy disclosures, and acceptance of these Terms. Unauthorized chargebacks, false disputes, duplicate refund attempts, misuse of the refund policy, account sharing, copying, downloading, redistribution, or other abuse of Echelon X Academy’s courses, digital materials, or intellectual property may result in immediate termination of access without refund. Nothing in this section prevents you from exercising valid rights you may have under applicable law or card-network rules for unauthorized charges, non-delivery, fraud, or other legally protected payment disputes. 

10. Access Period and “Lifetime Access”

Unless otherwise stated at the time of purchase, Echelon X Academy intends to provide lifetime access to purchased courses and digital materials. For purposes of these Terms, “lifetime access” means access for as long as Echelon X Academy continues to offer, host, support, or make the applicable course or digital product available through its website, course platform, or other delivery method. Lifetime access does not mean access for the lifetime of the purchaser, the lifetime of the Company, or access that is guaranteed forever regardless of future business, platform, legal, technical, security, health, force majeure, or operational circumstances. We reserve the right to modify, migrate, update, replace, discontinue, or remove any course, digital product, platform, or access method at our discretion. If we discontinue a paid course, we will make reasonable efforts, where practical, to provide notice, replacement access, downloadable materials, or another reasonable solution, but we do not guarantee permanent or indefinite availability. 

11. Bonuses and Promotional Materials

Certain offers may include bonuses, promotional materials, additional downloads, meditations, audio tracks, workbooks, declarations, or other supplemental resources. Bonuses are offered as part of the specific offer available at the time of purchase. Echelon X Academy LLC - Terms & Conditions Draft Bonuses may change, expire, be replaced, or be removed from future offers. If you purchased a specific offer that included specific bonuses, we will make reasonable efforts to deliver those bonuses according to the terms of that offer. Bonuses have no separate cash value unless expressly stated in writing. The removal, replacement, or expiration of bonuses in future promotions does not entitle prior or future customers to a refund, credit, or substitute unless required by law or expressly promised in writing.

12. Intellectual Property Rights

All content and materials provided by Echelon X Academy are owned by or licensed to Echelon X Academy and are protected by copyright, trademark, trade secret, and other intellectual property laws. Protected materials include, without limitation, courses, videos, audio recordings, meditations, visualizations, written lessons, PDFs, workbooks, questionnaires, exercises, prompts, frameworks, methods, course structures, images, graphics, downloads, bonuses, logos, names, designs, sales pages, emails, and related materials. You receive a limited, revocable, non-exclusive, non-transferable license to access and use purchased materials for your own personal, non-commercial use only, subject to these Terms. No ownership rights are transferred to you. You may not copy, reproduce, modify, translate, upload, post, transmit, sell, resell, distribute, teach from, create derivative works from, share, license, or exploit Echelon X Academy materials in any manner or medium without our prior written permission. Unauthorized use of our intellectual property may result in termination of access without refund and may subject you to legal action. 

13. User Submissions, Reviews, and Testimonials

If you submit comments, reviews, testimonials, screenshots, feedback, success stories, social media comments, messages, or other materials to us, you represent that you own or have permission to submit that content and that your submission does not violate the rights of any third party. By submitting a testimonial, review, success story, screenshot, comment, or feedback, you grant Echelon X Academy permission to use, reproduce, publish, display, edit for length or clarity, and share that content for business, educational, marketing, promotional, or informational purposes, unless otherwise agreed in writing. We may display your first name, initials, general location, profile image, social media handle, screenshot, or other information you provide with the testimonial or review, subject to our Privacy Policy and applicable law. We do not use actor portrayals for testimonials unless expressly disclosed. Testimonials and reviews reflect individual experiences and do not guarantee that other customers will achieve the same or similar results. Private course exercises, worksheets, questionnaires, or personal submissions are not automatically treated as public testimonials. We will not intentionally publish private course Echelon X Academy LLC - Terms & Conditions Draft submissions as testimonials without permission, except where information has already been publicly submitted by you or where disclosure is permitted or required by law. 

14. Prohibited Conduct

You agree not to: Use the website, courses, or materials for unlawful, harmful, fraudulent, abusive, or deceptive purposes; Share, sell, transfer, or disclose your login credentials or course access; Copy, download, record, scrape, reproduce, upload, distribute, or publicly display our materials without permission; Use our materials to create competing products, derivative products, trainings, workshops, courses, coaching programs, or consulting materials; Interfere with or disrupt the website, course platform, servers, networks, payment systems, or security systems; Attempt to gain unauthorized access to any account, platform, system, or material; Use bots, scraping tools, automated access, password mining, or similar methods; Post or transmit unlawful, threatening, abusive, defamatory, obscene, infringing, or harmful content; Violate the privacy, publicity, intellectual property, or other rights of any person or entity; Misrepresent your identity, affiliation, purchase status, or authorization to use an account. Violation of this section may result in suspension or termination of access without refund and may subject you to legal action. 

15. Educational and Personal Development Disclaimer

Echelon X Academy provides educational, personal development, mindset, meditation, visualization, self-reflection, and transformational learning materials. Our courses, digital products, exercises, meditations, audio materials, written materials, videos, and related content are provided for informational and educational purposes only. The information, methods, exercises, meditations, visualizations, and materials provided by Echelon X Academy are not medical advice, mental health advice, psychiatric advice, psychological treatment, psychotherapy, counseling, financial advice, investment advice, business advice, legal advice, or any other form of professional advice. Nothing provided by Echelon X Academy is intended to diagnose, treat, cure, prevent, or manage any disease, medical condition, mental health condition, emotional disorder, financial condition, legal issue, or business problem. Our courses and materials are not a substitute for professional medical care, mental health care, psychiatric treatment, therapy, counseling, financial planning, investment advice, legal advice, or other professional services. You should not disregard, delay, or avoid obtaining professional advice because of anything you read, hear, watch, or experience through Echelon X Academy. If you have concerns about your physical health, mental health, emotional well-being, finances, investments, legal matters, or business decisions, you should consult a qualified professional. Echelon X Academy LLC - Terms & Conditions Draft Personal development work, meditation, visualization, emotional reflection, and mindset practices may affect individuals differently. Your experience may vary. You are responsible for your own choices, actions, interpretations, and results while using our courses and materials. 

16. No Guaranteed Results

Echelon X Academy may discuss topics such as mindset, money patterns, emotional release, visualization, manifestation, personal transformation, confidence, opportunity, decision-making, and aligned action. However, we do not guarantee any specific financial, emotional, physical, spiritual, personal, business, legal, or life outcome. Any examples, stories, testimonials, personal experiences, or course descriptions are for illustrative and educational purposes only. They do not promise, represent, or guarantee that you will achieve the same or similar results. Your results depend on many factors, including your personal history, beliefs, actions, circumstances, consistency, decisions, environment, and other factors outside our control. By purchasing or using our courses or materials, you understand and agree that Echelon X Academy is not responsible for your personal, financial, emotional, physical, professional, legal, or business outcomes. 

17. Personal Responsibility and Suitability

By using Echelon X Academy courses or materials, you acknowledge that you are voluntarily participating in personal development, mindset, meditation, visualization, and self-reflection practices. You are responsible for determining whether the materials are appropriate for you. If any exercise, meditation, visualization, lesson, or material creates discomfort, distress, emotional overwhelm, or concern, you should stop using the material and seek appropriate professional support if needed. You agree to use your own judgment and personal responsibility when applying any information, exercise, practice, or suggestion from Echelon X Academy. You understand that you remain fully responsible for your own choices, actions, decisions, and well-being. 

18. Third-Party Links, Platforms, and Services

Our website, courses, emails, checkout pages, or materials may include links to third-party websites, platforms, tools, videos, payment processors, course hosting platforms, communities, resources, or services. We do not control and are not responsible for third-party websites, platforms, policies, availability, content, practices, or services. Your use of third-party platforms or services may be governed by their own terms, privacy policies, fees, and rules. You are responsible for reviewing and complying with those third-party terms. 

19. Privacy

Your use of our website, courses, products, and services is also governed by our Privacy Policy. By using our website, purchasing products, creating an account, or accessing course materials, you Echelon X Academy LLC - Terms & Conditions Draft consent to the collection, use, storage, and sharing of information as described in our Privacy Policy. 

20. Website and Course Availability

We do not guarantee that our website, course platform, checkout pages, emails, downloads, or materials will always be available, uninterrupted, secure, or error-free. Access may be interrupted or limited due to maintenance, updates, platform changes, technical issues, third-party outages, security concerns, business changes, legal requirements, or circumstances beyond our control. We may update, modify, replace, remove, suspend, or discontinue any website feature, course, product, bonus, download, platform, or material at any time, subject to the access terms and refund terms stated in these Terms. 

21. Termination

We may suspend or terminate your access to the website, course platform, courses, digital products, bonuses, community areas, or materials at any time if we believe you have violated these Terms, misused our materials, shared your account, initiated improper payment disputes, infringed our intellectual property, engaged in harmful conduct, or created legal, security, operational, or reputational risk for Echelon X Academy. Upon termination, your right to access or use our materials ends immediately. Sections relating to intellectual property, payment obligations, disclaimers, limitations of liability, indemnification, dispute resolution, privacy, and other provisions that by their nature should survive termination will survive. 

22. Disclaimers of Warranties

The website, courses, digital products, materials, downloads, meditations, exercises, and related content are provided “as is” and “as available,” without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Echelon X Academy disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, and course suitability. We do not warrant that the website, platform, courses, downloads, emails, checkout pages, or materials will be uninterrupted, error-free, secure, free of viruses or harmful components, or that defects will be corrected. 

23. Limitation of Liability

To the fullest extent permitted by law, Echelon X Academy LLC, its owners, members, managers, officers, employees, contractors, affiliates, representatives, agents, successors, and assigns shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or similar damages arising out of or related to your use of, or inability to use, our website, courses, digital products, materials, downloads, meditations, exercises, emails, platforms, third-party services, or these Terms. Echelon X Academy LLC - Terms & Conditions Draft This limitation includes, without limitation, damages for lost profits, lost income, lost opportunities, business interruption, emotional distress, health-related issues, personal decisions, financial decisions, data loss, unauthorized access, or other intangible losses, even if we have been advised of the possibility of such damages. To the fullest extent permitted by law, our total liability for any claim arising out of or related to these Terms, the website, courses, digital products, or materials shall not exceed the amount you paid to Echelon X Academy for the specific product giving rise to the claim. Some jurisdictions do not allow certain limitations of liability. In those jurisdictions, our liability will be limited to the fullest extent permitted by law. 

24. Indemnification

You agree to defend, indemnify, and hold harmless Echelon X Academy LLC, its owners, members, managers, officers, employees, contractors, affiliates, representatives, agents, successors, and assigns from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:       Your use or misuse of the website, courses, digital products, or materials; Your violation of these Terms; Your violation of any law or third-party right; Your user submissions, reviews, testimonials, comments, or content; Your unauthorized sharing, copying, distribution, or exploitation of our materials; Your payment disputes, chargebacks, fraudulent conduct, or misuse of access. 

25. Digital Millennium Copyright Act (DMCA)

If you believe that material appearing on our website or platform infringes your copyright, you or your authorized agent may send a notice requesting that the material be removed or access to it be disabled. DMCA notices should be sent to: [email protected] Your notice should include the information required by the Digital Millennium Copyright Act, including identification of the copyrighted work, identification of the allegedly infringing material, your contact information, a statement of good-faith belief, a statement under penalty of perjury that the information is accurate and that you are authorized to act, and your physical or electronic signature. If you believe a copyright notice has been filed against you in error, you may submit a counter notice that meets DMCA requirements. 

26. International Users

Echelon X Academy is based in the United States. If you access our website, purchase products, or use our materials from outside the United States, you are responsible for complying with the laws of your location. Echelon X Academy LLC - Terms & Conditions Draft You understand that your purchase, access, refund rights, dispute rights, and use of the materials are governed by these Terms and the laws of the State of Iowa, United States, except where applicable law requires otherwise. 

27. Governing Law, Arbitration, and Class Action Waiver

These Terms and any dispute arising out of or related to these Terms, the website, courses, digital products, purchases, refunds, access, materials, or relationship between you and Echelon X Academy shall be governed by the laws of the State of Iowa, United States, without regard to conflict-of-law principles, except where applicable law requires otherwise. To the fullest extent permitted by law, any dispute, claim, or controversy arising out of or relating to these Terms, our website, courses, digital products, purchases, refunds, access, materials, or relationship between you and Echelon X Academy shall be resolved through binding individual arbitration, rather than in court, except that either party may seek relief in small claims court where permitted or seek injunctive or equitable relief for intellectual property misuse, unauthorized access, or confidentiality violations. Arbitration may be conducted remotely, by telephone, video conference, written submission, or another method permitted by the arbitrator or arbitration provider. The arbitration shall be conducted on an individual basis only. You and Echelon X Academy agree that each may bring claims only in an individual capacity and not as a plaintiff, class member, representative, or participant in any class action, collective action, private attorney general action, consolidated action, or representative proceeding. The arbitrator may not consolidate more than one person’s claims or preside over any form of class, collective, consolidated, or representative proceeding unless all parties specifically agree in writing after the dispute begins. If the class action waiver is found unenforceable as to a particular claim, then the arbitration provision may not apply to that claim, and that claim may proceed only in a court of competent jurisdiction as required by law. 

28. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision will be severed or limited to the minimum extent necessary, and the remaining provisions will remain in full force and effect. 

29. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights and obligations under these Terms to an affiliate, successor, purchaser, or other entity in connection with a merger, acquisition, sale, restructuring, or transfer of business assets. Echelon X Academy LLC - Terms & Conditions Draft 

30. Entire Agreement

These Terms, together with our Privacy Policy, Refund Policy, and any additional written terms presented at the time of purchase, constitute the entire agreement between you and Echelon X Academy regarding your use of our website, courses, digital products, and materials. 

31. Contact Information

If you have questions about these Terms, purchases, refunds, access, or support, please contact us at: Echelon X Academy LLC

Email: [email protected] 

Business Address: 6701 Corporate Dr Ste R, Johnston, IA 5013 

Terms of Use may be revised from time to time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current Terms of Use to which you are bound.

Last Updated: JUNE 25TH 2026